Business Checking Built For Business Owners | Relay
Make Money Move Your Way
Consolidate your cash
Deposit ACH transfers, wires, checks, cash and payouts from payment processors like PayPal, Stripe, Square and more.
Divide & conquer
Automate transfers from one to multiple accounts using dollar amounts or percentages.
Simplify payments
Send ACH transfers, wires, and checks (by mail, or from a third-party check book). Put recurring payments on auto-pilot, and seamlessly collect payment details from vendors.
Ultra-detailed banking data
Easily decipher all spending
Get clean, standardized vendor data and auto-categorization for all card purchases so you don’t have to waste time decoding team member purchases. Plus, capture and store receipts in Relay to make month-end bookkeeping a breeze.
Keep track of the ins and outs
See comprehensive data for in- and outgoing payments, including images of deposited checks and their memos. Plus, you can easily identify which team member sent each payment.
Speedier bookkeeping
Sync detailed data directly to QuickBooks Online or Xero to quickly and meticulously code and reconcile all of your transactions.
Integrate your existing tools
Best-in-class accounting integrations
Bookkeeping is delightfully straightforward thanks to detailed banking data that directly and reliably syncs into QuickBooks Online and Xero.
Keep your payroll constantly rolling
Integrate Relay and Gusto for detailed payroll data, shortfall warnings and connected team member management.
Work smarter with Plaid and Yodlee
Use Plaid or Yodlee to securely link Relay to your other money apps like Wave, Freshbooks, Expensify and Venmo.
Work together with secure collaboration
Accountants & Bookkeepers
Give your accountant or bookkeeper role-based logins so they help out with money management, safely. They can also directly access the data and documents they need to take care of your books.
Team members
Assign your employees the right level of access they need to assist you with everyday banking tasks like paying the bills. Plus, give team members cardholder roles so they can access debit cards and keep track of their spending.
Hands-on help every step of the way
24/7 Support
You get access to knowledgeable support specialists dedicated to understanding what you need to achieve your goals. We’re happy to help, and we’re available by email.
Your money — protected
Relay logins are protected by two-factor authentication and biometric security. Plus:
Data encryption and secure infrastructure
Visa® Zero Liability Protection Policy
Two-factor authentication and biometric security
Kind words from our community
Everything we need in a banking platform for our business!
"Relay has been perfect for our small business. We are able to have multiple accounts to separate funds into different categories and they do not charge any fees per account. We are able to get physical cards for each account sent to us easily as well as generate virtual cards instantly for any account." — Jon
The future of banking.
"The future of banking. It's a first for me to feel excited about banking. I also can't wait to call my current bank to close my accounts and have them ask me why I am leaving... I have a list of reasons, but I might just say 'have you not seen Relay?' " — Nick
Banking Service with a Soul
"Beautifully executed great service all around. Awesome, user-oriented approach. The profoundly knowledgeable and caring customer support breathes soul into the historically bland banking industry." — Alex
Is it time to take control of your cash?
Relay is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC.