Business banking built for real estate pros.

One login. Every property. Total clarity on what you’re earning, spending, and saving.

• Keep income clearly separated
• Pay contractors by ACH or wire
• Issue debit cards³ to your team
• Track what’s in, out, and due

[Trustpilot

4.3 out of 5 star rating on Trustpilot

TrustScore **4.3** **3,633** reviews](https://www.trustpilot.com/review/relayfi.com?utm_medium=trustbox&utm_source=Mini) Rated 4.3 out of 5. 3633 reviews on Trustpilot Click to view the company's Trustpilot profile

“As my real estate portfolio grows bigger, I can manage transactions for each of my properties. It’s super easy to set up new accounts within seconds, without a big headache or branch visit.” CAITLIN

ONE ACCOUNT FOR EVERY PROPERTY. ZERO HIDDEN FEES.

Separate it automatically.

Open up to 20 checking accounts and put every dollar where it belongs the moment it lands—savings, taxes, operating, profit.

See what you can actually spend.

Each account gives you a true balance, so you can track income and expenses across every property without logging into multiple accounts.

Keep vendors paid. Keep projects moving.

Pay anyone, any way.

Forward invoices by email to capture details automatically, and pay by ACH, wire, or mailed check in the same place you manage everything else.

Get paid without chasing.

Send invoices and payment requests directly from your account. Set automatic reminders on outstanding balances and accept ACH, card, or bank transfer.

Control what gets spent before it’s spent.

Issue up to 50 physical and virtual Visa® debit cards³. Set limits by property, category, or person. See every transaction the moment it happens.

Spend limits per card.

Set exactly how much each card can spend—by amount, category, or merchant type.

Instantly freeze or cancel.

Something looks off? Freeze or cancel any card immediately. No branch visit. No waiting on hold.

Team access with guardrails.

Add bookkeepers, assistants, or property managers with their own login. Control exactly what each person can see and do.

Receipts at point of purchase.

Automated text reminders capture receipts the moment a purchase is made. No end-of-month paper chase.

Clean books without the clean up.

Syncs with the tools you already use.

Every transaction flows automatically to QuickBooks Online or Xero. Your bookkeeper isn't chasing receipts or exporting spreadsheets—and nothing changes about how they work.

Records ready when you need them.

Receipts attach at the point of purchase. Income and expenses stay organized across every property, so you're ready for tax season and your CPA without the last-minute scramble.

Get started in minutes

Easy sign up

No credit check

No minimum balance

No hidden fees

Open an account

Your questions, answered.

Can I use Relay if I manage multiple properties?

Yes. Relay lets you open up to 20 checking accounts under one login—one per property, one per purpose, or however your operation runs. No extra fees for additional accounts.

Does Relay work with Profit First?

Yes. The multiple-account structure is built for exactly this. Open accounts for profit, operating expenses, taxes, and savings—and set automated transfers so allocations happen the moment cash lands.

Can my bookkeeper or property manager access my account?

You can add team members with their own login and control exactly what they can see and do. Your CPA gets read-only access. Your property manager gets what they need—nothing more.

What payment methods does Relay support?

ACH, same-day ACH, domestic and international wire, and mailed check—all from one place. You can also send invoices and accept payments directly through Relay.

Relay is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC.